Opportunities at I&M Bank I&M Bank is a leading Tier 1 commercial bank headquartered in Kenya, with a significant presence across the c
Opportunities at I&M Bank
I&M Bank is a leading Tier 1 commercial bank headquartered in Kenya, with a significant presence across the country. It’s a subsidiary of I&M Group PLC, a publicly listed company on the Nairobi Securities Exchange (NSE). The bank offers a wide range of financial services for personal, business, and corporate clients.
1. Senior Associate – Credit Analyst, Asset Finance
Asset Finance – Nairobi, Nairobi
Job Purpose:
To achieve business growth in Business, Premium and Personal Banking by providing support to BB/PrB/PB Relationship Managers and Branch Managers; in the preparation of quality credit proposals for both existing and New to Bank business with an aim of improving on quality and turnaround time for approval of credit applications.
Academic:
Bachelor’s degree in business studies; Management; Commerce (Finance, Accounting Option) or equivalent
Professional:
Professional Qualification in financial analysis (ACCA, CPA or CFA), Banking (AKIB) will be an added advantage.
Desired work experience:
- At least 2 years banking experience in a lending/credit risk appraisal environment; or equivalent to provide candidate with:
- Good understanding of Credit risk policies and Product Policies and CBK prudential guidelines.
- Understanding of the local competitor market
- Knowledge in legislation relating to perfection of securities and requirements by regulating bodies.
If you believe you meet the above requirements click here for application details.
DEADLINE: 30th July 2025.
2. Branch Operations Manager- Migori, Bomet, Homabay, Kitengela, Kitui, Nyahururu, Utawala, Cross Road and Valley Arcade
Branch Support – Nairobi, Nairobi
Internal Applicants only
Purpose:
The position is responsible for the overall management of the Branch operations to achieve and maintain good customer relations, operational efficiency and compliance with operational guidelines and procedures.
Primary Responsibilities:
- Supervise daily Branch operations through the efficient allocation and utilization of manpower, equipment and resources;
- Review operations reports to ensure exceptions are acted upon or escalated within acceptable time frames.
- Approve new accounts in line with KYC procedures.
- Ensure correct and accurate completion of all customer instructions and approve for processing at central operations.
- Ensure adherence to Bank cash, customer service and Back office procedures and regulations for all transactions.
- Enforce operational controls in the branch as per policy manuals.
- Implement audit recommendations pertaining to all the departments under the Branch operation’s jurisdiction.
- Review and/or monitor transactions i.e. withdrawals, deposits, transfers and ensure that any money laundering and fraudulent activities are identified.
- Proactively monitor savings accounts to avoid excesses and review overdrawn savings accounts and non-borrowing current accounts.
- Review commission/fee income accounts to prevent income leakage.
- Ensure debit or reversals passed to the income accounts is duly approved by the approving authority.
- Review suspense GL Accounts; Holdover and Transit GL accounts on a regular basis to ensure that entry items are reversed within acceptable time frames;
- Ensure the availability of all service delivery channels to ensure customers are kept fully attended to and that expectations are met.
- Manage efficient, timely and accurate processing of customer enquiries and complaints.
- Review Branch operations for continuous process improvement.
- Cross-sell the Bank’s products and services.
- Coach, mentor and engage in staff development.
- Ensure the general security in the branch and liaising with the Group Security Officer as and when necessary.
Person Specifications
- Bachelor’s degree in a Business related field from a recognized institution.
- CPA (K), ACCA or its equivalent.
- Member of Associate of Kenya Institute of Bankers (AKIB) or its equivalent professional body.
- At least 3 years relevant experience
- Excellent communication and interpersonal skills.
- Excellent problem solving and decision-making skills.
- Excellent change management and people management skills.
If you believe you meet the above requirements CLICK HERE for application
DEADLINE: 1st August 2025.
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